South African funeral services, administration, selling and insurance underwriting are separate roles, and the company whose name is on the shop front is often not the company that issues the policy. This page files what published provider documents actually say.
SOUTH AFRICA ZA / 2026
No record here identifies who insured you. Matching a policy needs its schedule, the issuer’s legal name, the product version and the relevant dates. Even a documented record is not proof about a policy nobody has seen, and a shared underwriter does not establish a combined cover limit, duplicate cover, invalid cover or a right to a claim payment.
How to read the evidence statuses
Every record carries one of four statuses. The status describes what the source established, not how good the product is, and it limits how far the record may be used.
E · Explicit in source
An inspected primary source explicitly identifies the insurer for the scope stated in the record. Usable as a research-backed relationship, subject to matching the product and the dates.
B · Association only
The source names an insurer or a group affiliation but does not establish the underwriting relationship for the product. A research lead only.
H · Historic document version
Supported for an older document or a stated historic period. Match that version or cohort only; it does not describe current new business.
U · Unresolved
Conflicting sources, an incomplete legal identity, or source text that could not be inspected. No insurer is assigned, and the entities named in the record are not answers.
No record has been reconciled against the regulators’ own licence registers, and no source has been archived, so a live page may have changed since it was read. Every identifier shown is reported by the source, not independently checked.
Filtering searches only the text on this page. Not finding a brand here does not mean it has no cover or no insurer - this register is a first pass, not a list of every provider.
Documented for a specific product (20)
An inspected primary source explicitly identifies the insurer for the scope stated in the record. That is a research-backed relationship, still subject to matching the product and the dates. It is not proof about a policy nobody has seen.
Evidence status: E · Explicit in source
credit life · C01
Pick n Pay Store Account - Customer Protection Insurance
Account-linked credit life cover attached to a retailer store account, with the insurer disclosed and administration attributed separately.
Legal insurer named in this document
Guardrisk Life Limited
Administrator
RCS Cards (Pty) Ltd FSP 44481, as stated in the source
Policy version
September 2022 compulsory cover wording for card accounts.
Still to check: This is account-linked credit life cover and must not be listed as ordinary standalone life or funeral cover. Reconcile the older wording against the account's current contract.
What the source says: The store account page carries an insurance disclosure, and section 1 of the September 2022 compulsory cover wording names Guardrisk Life Limited.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F01
Capitec Bank - Funeral Cover
Capitec sells funeral cover through its own branches and app, and its product documents name a separate licensed insurer in the same group.
Legal insurer named in this document
Capitec Life Limited reg. 2021/924456/06, FSP 54090, as stated in the source
Capitec Bank and Capitec Life Limited are different legal entities. The bank sells the policy; the insurer named here issues it.
Still to check: Older Capitec funeral policies may sit under the earlier cell-captive arrangement recorded in H01. Match the policy schedule and commencement date before assuming this insurer.
What the source says: The product page carries an underwriting disclosure naming Capitec Life Limited, and the June 2025 policy agreement names the same insurer.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
Related rows: L01 (Capitec life cover is a separate product with its own row.)
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F02
Nedbank - MyCover Funeral
Nedbank sells the MyCover Funeral policy, and its terms define the insurer as a separate group life company.
Legal insurer named in this document
Nedgroup Life Assurance Company Limited reg. 1993/001022/06, FSP 40915, as stated in the source
Do not substitute the bank's legal entity. Nedbank is the seller; Nedgroup Life Assurance Company Limited is the insurer named in the terms.
Still to check: Confirm the policy schedule and the terms version that applies to the individual policy before relying on this row.
What the source says: The terms define the insurer and repeat the identification in the Important Information section.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F03
Discovery - Funeral Plan
Discovery sells a funeral plan whose footer names the group life insurer, with administration attributed to a separate company.
Legal insurer named in this document
Discovery Life Limited reg. 1966/003901/06, as stated in the source
Administrator
Phakama Funeral Society (Pty) Ltd FSP 1473, as stated in the source
Discovery Limited, Discovery Health and Discovery Life Limited are different legal entities. Only the insurer named here is identified as the issuer of this product.
Still to check: Administration and underwriting are separate roles here. Obtain the policy wording for the chosen plan before matching a policy.
What the source says: The funeral cover page carries a footer underwriting disclosure naming Discovery Life Limited and separately identifies the administrator.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F04
Ackermans - Funeral Policy
A clothing retailer sells a funeral policy in store, with the insurer named in the page's More Info disclosure.
Legal insurer named in this document
Hollard Life Assurance Company Limited reg. 1993/001405/06, as stated in the source
Seller legal entity
Pepkor Trading (Pty) Ltd reg. 1958/003362/07, as stated in the source
Still to check: Check the selected policy variant and the policy schedule. The seller disclosure names a different legal entity from the insurer.
What the source says: The funeral cover page's More Info disclosure names Hollard Life Assurance Company Limited as insurer and identifies Pepkor Trading in the seller disclosure.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F05
Vodacom - Funeral Cover (paid)
Vodacom sells paid funeral cover to its subscribers, with the underwriter named in the policy terms.
Legal insurer named in this document
Vodacom Life Assurance Company (RF) Limited
Vodacom (Pty) Ltd and Vodacom Life Assurance Company (RF) Limited are different legal entities. The network sells the cover; the insurer named here underwrites it.
Still to check: Keep this distinct from the complimentary or promotional cover recorded in F06. The two are separate products with separate conditions.
What the source says: Section 15 of the policy terms, headed Underwriter and administrator, names Vodacom Life Assurance Company (RF) Limited.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
Related rows: F06 (Complimentary Vodacom funeral cover is a separate product.)
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F06
Vodacom - Complimentary Funeral Cover
A complimentary funeral benefit offered to qualifying Vodacom customers, underwritten by the same group insurer as the paid product.
Legal insurer named in this document
Vodacom Life Assurance Company (RF) Limited
Vodacom (Pty) Ltd and Vodacom Life Assurance Company (RF) Limited are different legal entities.
Still to check: This row does not establish any individual's eligibility for the complimentary benefit. The product conditions are separate from the paid cover in F05.
What the source says: The complimentary cover terms name Vodacom Life Assurance Company (RF) Limited under Underwriter and administrator.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
Related rows: F05 (Paid Vodacom funeral cover is a separate product.)
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F07
MTN / aYo - MyMTN Prepaid Funeral Khava
A funeral product sold to MTN prepaid customers, with a separate product supplier, intermediary and binder holder named in the terms.
Legal insurer named in this document
Sanlam Developing Markets Limited reg. 1911/003818/06, FSP 11230, as stated in the source
Intermediary and binder holder
aYo Intermediaries (Pty) Ltd FSP 52714, as stated in the source
Applies to
Terms state cover purchased from 24 August 2023.
Still to check: The MyLife and MyFamily options here are funeral products despite the naming. Match the purchase date against the stated cohort before relying on this row.
What the source says: The opening of the terms and the FAIS disclosure identify Sanlam Developing Markets Limited as product supplier, with aYo Intermediaries as intermediary and binder holder.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F08
Jet Club - Optional funeral benefit
An optional funeral benefit within the Jet Club membership programme, with the insurer defined in the policy document.
Legal insurer named in this document
Guardrisk Life Limited reg. 1999/013922/06, FSP 76, as stated in the source
Policy version
Policy document filename states approved 05-06-2025.
Still to check: Do not derive an effective date from the upload path or filename. This row does not cover every Jet-branded insurance product.
What the source says: The policy document defines the Insurer on PDF page 2 and repeats the identification under Your Insurer on page 10.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F09
Cura Administrators - Funeral cover
An administrator distributing funeral cover under its own brand, with the underwriting insurer stated on the product page.
Legal insurer named in this document
1Life Insurance Limited FSP 24769, as stated in the source
Seller legal entity
Cura Administrators FSP 26848, as stated in the source
Still to check: Obtain the wording for the chosen cover tier before matching a policy. The administrator and the insurer are separately licensed.
What the source says: The funeral cover page carries an underwriting statement near the top naming 1Life Insurance Limited, and separately discloses Cura's own FSP number.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
Related rows: F14 (Another distributor publishing 1Life funeral wording.)
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F10
Meerkat - Funeral cover
A direct provider whose funeral page names a specific alternative risk transfer insurer, not the better-known life company of a similar name.
Legal insurer named in this document
Old Mutual Alternative Risk Transfer Limited
Preserve this exact entity. Old Mutual Alternative Risk Transfer Limited is not the same legal company as Old Mutual Life Assurance Company (South Africa) Limited, and this row does not support substituting one for the other.
Still to check: Confirm the current legal-name history against the regulator before building any alias. A similar group name is not evidence of the same legal entity.
What the source says: The funeral page carries a product-insurer statement near the top naming Old Mutual Alternative Risk Transfer Limited.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F11
Rixaka Funerals - Funeral insurance
A funeral services business that also distributes funeral insurance, with the insurer disclosed on its homepage.
Legal insurer named in this document
Sanlam Developing Markets Limited FSP 11230, as stated in the source
Seller legal entity
Rixaka Funerals (Pty) Ltd FSP 26415, as stated in the source
Still to check: Individual and group offerings are both described. Obtain the applicable scheme schedule. Burial services are a separate offering and are not insurance.
What the source says: The homepage's Why consider us disclosure names Sanlam Developing Markets Limited as insurer and gives Rixaka's own FSP number separately.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F12
All Care - Benefit package containing funeral cover
A bundled benefit package that includes funeral cover, with the insurer named in the site footer and administration attributed separately.
Legal insurer named in this document
Sanlam Developing Markets Limited reg. 1911/003818/06, as stated in the source
Administrator
Groups Are Us (Pty) Ltd FSP 45735, as stated in the source
Still to check: Do not assume every service in the package is an insured benefit. Establish which specific benefits the insurer underwrites.
What the source says: The homepage footer carries an underwriting disclosure naming Sanlam Developing Markets Limited, with administration attributed to Groups Are Us (Pty) Ltd.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F13
Icebolethu Funerals - Policy associated with the May 2025 claim form
A large funeral group whose May 2025 claim form carries an underwriting statement naming a specific life insurer.
Legal insurer named in this document
RMA Life Assurance Company Limited
Policy version
Claim form marked V1 May 2025.
Still to check: This applies to the policy scope of that claim form only. It does not establish the insurer for all historic Icebolethu policies. Obtain current policy wording and commencement dates.
What the source says: PDF page 4 of the claim form carries an underwriting statement naming RMA Life Assurance Company Limited.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
funeral · F14
SecureUs - Published 1Life funeral cover wording
A distributor publishing funeral policy wording whose opening statement names the cover provider.
Legal insurer named in this document
1Life Insurance Limited FSP 24769, as stated in the source
Still to check: The website brand is not the insurer. Confirm the contracting distributor and the policy schedule separately before matching a policy.
What the source says: The published policy wording opens with a cover-provider statement naming 1Life Insurance Limited.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
Related rows: F09 (Another distributor publishing 1Life funeral wording.)
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
life · L01
Capitec Bank - Life Cover
Capitec life cover, a separate product from its funeral cover, with the insurer disclosed on the product page.
Legal insurer named in this document
Capitec Life Limited reg. 2021/924456/06, FSP 54090, as stated in the source
Capitec Bank and Capitec Life Limited are different legal entities. The bank sells the policy; the insurer named here issues it.
Still to check: This is a separate product from the funeral cover in F01. Do not read one row as evidence for the other.
What the source says: The Life Cover page carries an underwriting disclosure after the FAQs naming Capitec Life Limited.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
Related rows: F01 (Capitec funeral cover is a separate product.)
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
life · L02
FNB - Life Simplified Plan
An FNB life plan whose terms name a separate group life insurer and identify the bank as distributor.
Legal insurer named in this document
FirstRand Life Assurance Limited licence 00102/001, as stated in the source
Distributor
First National Bank, a division of FirstRand Bank Limited FSP 3071, as stated in the source
Policy version
Terms version 20250701.
Still to check: This is not evidence for every standalone FNB Funeral Plan. Obtain the wording for the specific product held.
What the source says: Section 18, General legal disclosures, on PDF page 4 names FirstRand Life Assurance Limited and states its licence number, with FNB identified as distributor.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
life · L03
Budget Insurance South Africa - Life Insurance
A direct insurer brand whose South African life product discloses a partnership with, and underwriting by, a separate life company.
Legal insurer named in this document
1Life Insurance Limited
Still to check: Do not confuse this with similarly named overseas insurance businesses. Confirm the policy-book version against the policy schedule.
What the source says: The South African life product page carries partnership and underwriting disclosures naming 1Life Insurance Limited, and the policy book repeats the identification.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
life · L04
Clientèle - Life insurance policies described on the company page
A company-level disclosure identifying which group entity underwrites the life policies described on its About page.
Legal insurer named in this document
Clientele Life Assurance Company Limited FSP 15268, as stated in the source
Group membership does not turn 1Life or Emerald Life policies into policies issued by this entity. Note also that the register records this legal name without an accent, while the brand is written Clientèle; the app does not treat the two spellings as the same company.
Still to check: This is a broad company disclosure, not a product-level insurer clause. Collect the individual product wording before matching a policy.
What the source says: The About page footer carries a life-policy underwriting statement naming Clientele Life Assurance Company Limited with its FSP number.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: E · Explicit in source
life · L05
Instant Life / Absa claims channel - Life cover
An Absa life claims page identifying both the intermediary and the Absa life company that underwrites the cover.
Legal insurer named in this document
Absa Life Limited reg. 1992/001738/06, as stated in the source
Intermediary
Instant Life (Pty) Limited FSP 42569, as stated in the source
Still to check: Preserve the Instant Life scope. Obtain the specific product wording before generalising this row across other Absa products.
What the source says: The claims page carries a disclosure after the contact details naming Instant Life (Pty) Limited and an explicit Absa Life underwriting statement with its registration number.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Association or group statement only (3)
The source names an insurer or a group affiliation but does not establish the underwriting relationship for the product. Treat these as research leads, not answers.
Evidence status: B · Association only
life · L06
PPS - Business Life Cover Benefit
A PPS claims form that identifies the PPS insurance entity and defines how PPS references should be read, without stating an underwriting clause.
Company or group statement only
Professional Provident Society Insurance Company Limited reg. 2001/017730/06, as stated in the source
Next evidence needed
Obtain the Business Life Cover Benefit policy contract and its insurer clause. Establish separately whether personal life and employer or group arrangements use the same entity.
Still to check: This is a claims form, not an explicit underwriting clause. Obtain the policy contract and do not generalise to all PPS products.
What the source says: PDF page 1 of the May 2025 trust banking particulars form identifies PPS Insurance with its registration number and defines PPS references accordingly.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: B · Association only
funeral · U05
Metropolitan - Funeral Plan
The Metropolitan funeral page identifies Metropolitan Life as part of a named group life company, without a product-level insurer clause.
Company or group statement only
Momentum Metropolitan Life Limited FSP 44673, as stated in the source
Next evidence needed
Obtain the insurer definition in the Funeral Plan policy contract.
Metropolitan Life and Momentum Metropolitan Life Limited are not interchangeable. The page states a group relationship; it does not state which legal company issues this funeral plan.
Still to check: Group or brand affiliation alone is insufficient to establish the issuer of a policy. Obtain the insurer definition in this product's policy contract.
What the source says: The funeral page identifies Metropolitan Life as part of Momentum Metropolitan Life Limited and gives its FSP number.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
Related rows: U06 (Momentum life insurance carries the same group affiliation question.)
This record is past its review date. Check the source yourself before relying on it.
Evidence status: B · Association only
life · U06
Momentum - Life insurance
The Momentum life insurance page identifies Momentum as part of a named group life company, without a product-level insurer clause.
Company or group statement only
Momentum Metropolitan Life Limited
Next evidence needed
Obtain the insurer clause for the selected life product, together with the applicable dates.
The Momentum brand and Momentum Metropolitan Life Limited are not the same thing. Sharing a first word is not evidence that this company issues the policy; the page states a group relationship only.
Still to check: Group or brand affiliation alone is insufficient to establish the issuer of a policy. Obtain the insurer clause for the selected life product.
What the source says: The life insurance page identifies Momentum as part of Momentum Metropolitan Life Limited.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
Related rows: U05 (Metropolitan funeral cover carries the same group affiliation question.)
This record is past its review date. Check the source yourself before relying on it.
Historic document version (2)
The relationship is supported for an older document or a stated historic period. Match that version or cohort only. These records do not describe current new business.
Evidence status: H · Historic document version
funeral · H01
Capitec Bank - Funeral policies under the earlier arrangement
Capitec funeral policies issued before the move to its own life licence, written under a cell-captive arrangement with a different insurer.
Documented relationship (historic document)
Centriq Life Insurance Company Limited
Arrangement
Cell-captive arrangement.
Effective to
. The FY2026 results report describes new funeral policies being issued through Capitec Life from 1 November 2024, with the earlier cell captive entering runoff.
What the source says: The FY2026 results insurance discussion on page 14, and the joint announcement of 4 December 2023, describe new funeral policies issued through Capitec Life from 1 November 2024, the earlier cell captive entering runoff, and administration migration completed in 2025.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: H · Historic document version
funeral · H02
Standard Bank - Funeral plan in a 2023 campaign document
A 2023 Standard Bank campaign disclosure naming the underwriter of its funeral plan at that time.
Documented relationship (historic document)
Liberty Group Limited
Still to check: This is older campaign evidence only. Obtain the current Flexible Funeral Plan wording before assigning today's insurer.
What the source says: The official campaign disclosure identifies Liberty Group Limited as underwriter of the funeral plan described in that document.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Unresolved (9)
Conflicting sources, an incomplete legal identity, or source text that could not be inspected. No insurer is assigned in these records, and the entities named below are not answers.
Evidence status: U · Unresolved - no insurer assigned
funeral · U01
Edgars - Personal, Family and Parent Funeral Plans
Three Edgars funeral plans whose shared page disclosures name two different Hollard entities, without allocating either to a specific plan.
Insurer
Not assigned. This row is unresolved.
Entities named in the sources
The Hollard Insurance Company Limited Named in the shared page disclosures across the Personal, Family and Parent plan pages.
Hollard Life Assurance Company Limited Also named in the same shared page disclosures. The two Hollard entities are different legal companies.
Next evidence needed
Obtain each plan's insurer clause and its effective dates.
Still to check: Shared footer text does not allocate each benefit or legacy book to an insurer. No insurer is assigned for this row.
What the source says: The Personal, Family and Parent plan page disclosures name both Hollard entities, and the claims page sets out different claims routes.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: U · Unresolved - no insurer assigned
funeral · U02
Doves - Funeral policy
Two Doves documents name two different insurers, and the sources could not be fully inspected.
Insurer
Not assigned. This row is unresolved.
Entities named in the sources
Union Life Limited Named in the search-index text of the PAIA manual.
African Unity Life (full legal name not established) Named in the search-index text of the product page, without a complete legal company name.
Next evidence needed
Inspect dated current policy wording, and the corporate and transfer records for both named entities.
Still to check: Do not infer whether these are a rename, a transfer or different cohorts. Source inspection remains incomplete and no insurer is assigned.
What the source says: The PAIA manual's search-index text names Union Life Limited, while the product page's search-index text names African Unity Life.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: U · Unresolved - no insurer assigned
funeral · U03
Martin's Funerals - Pensioner and franchise funeral products
The main site and a franchise site name different insurers for funeral products under the same brand.
Insurer
Not assigned. This row is unresolved.
Entities named in the sources
African Unity Life Limited Named in the search-index text of the main site's pensioner funeral cover page.
Hollard Life Assurance Company Limited Named in the Midrand franchise FAQ.
Next evidence needed
Obtain branch-specific policy documents and their dates.
Still to check: These could be different schemes or legacy copy. No brand-wide assignment is made and no insurer is assigned for this row.
What the source says: The main site's pensioner product page names African Unity Life Limited in its search-index text, while the Midrand franchise FAQ names Hollard Life Assurance Company Limited.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: U · Unresolved - no insurer assigned
other · U04
Two Mountains - Micro-insurance offering
A micro-insurance licence announcement naming an underwriting entity whose full legal identity is not established.
Insurer
Not assigned. This row is unresolved.
Entities named in the sources
Two Mountains Underwriters (full legal name not established) Named in the micro-insurance announcement together with licence I306. The full legal company name and registration number are not established.
Next evidence needed
Establish the full legal company name, registration number and current policy scope, and verify the licence against the Prudential Authority register.
Still to check: The announcement's licence claim is not independently verified against the Prudential Authority register, and the legal entity is incomplete. No insurer is assigned.
What the source says: The micro-insurance announcement names Two Mountains Underwriters and licence I306.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: U · Unresolved - no insurer assigned
group · U07
NHB Administrators - Prestige Teachers Funeral Plan
A teachers' funeral scheme whose August 2024 policy provisions name an insurer in search-index text only.
Insurer
Not assigned. This row is unresolved.
Entities named in the sources
Assupol Life Limited Named in the search-index text of the August 2024 policy provisions, with NHB identified as intermediary.
Policy version
Policy provisions dated August 2024.
Next evidence needed
Retrieve and inspect the full document, then confirm the latest version before promoting this relationship.
Still to check: Direct retrieval returned a verification screen, so the document was not inspected. No insurer is assigned for this row.
What the source says: The search-index text of the August 2024 policy provisions names Assupol Life Limited and identifies NHB as intermediary.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: U · Unresolved - no insurer assigned
other · U08
Shoprite - Xtra Savings Funeral Benefit
A loyalty-linked funeral benefit whose terms name an insurer in search-index text, with direct retrieval refused.
Insurer
Not assigned. This row is unresolved.
Entities named in the sources
OUTsurance Life Insurance Company Limited Named in the search-index text of the benefit terms. Direct retrieval of the terms returned HTTP 403.
Next evidence needed
Inspect the complete official benefit terms and establish the product-specific legal entity.
Still to check: A partnership page does not identify a product's insurer. Distinguish this loyalty benefit from separately purchased cover. No insurer is assigned.
What the source says: The benefit terms' search-index text names OUTsurance Life Insurance Company Limited, and the OUTsurance partnership page establishes a Shoprite partnership only.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: U · Unresolved - no insurer assigned
group · U09
AVBOB - Employer group funeral scheme
An employer group funeral scheme brochure naming AVBOB as underwriter in search-index text, with direct retrieval unsuccessful.
Insurer
Not assigned. This row is unresolved.
Entities named in the sources
AVBOB Mutual Assurance Society FSP 20656, as stated in the source Explicitly named as underwriter in the search-index text of the official employer group scheme brochure. Direct PDF retrieval timed out.
Next evidence needed
Inspect the complete brochure and the current scheme contract.
Still to check: Keep group funeral cover separate from other AVBOB products. The brochure was not inspected, so no insurer is assigned for this row.
What the source says: The official employer group scheme brochure's search-index text explicitly names AVBOB Mutual Assurance Society as underwriter, with its FSP number.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: U · Unresolved - no insurer assigned
funeral · U10
Dignity Funeral Scheme - Funeral scheme
A funeral scheme whose homepage names an insurer and a separate administrator in search-index text, with direct retrieval unsuccessful.
Insurer
Not assigned. This row is unresolved.
Entities named in the sources
Assupol Life Limited reg. 2010/025083/06, as stated in the source Explicitly named as underwriter in the homepage's search-index text. Direct retrieval timed out.
Scheme administrator
Dignity Life Administrators / Twoline Trading 112 (Pty) Ltd
Next evidence needed
Inspect the full current policy terms, the scheme variant and the effective dates before promoting this relationship.
Still to check: The homepage was not inspected directly, and the scheme variant and effective dates are unknown. No insurer is assigned for this row.
What the source says: The homepage's search-index text explicitly names Assupol Life Limited as underwriter with its registration number, and names the administrator separately.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
Evidence status: U · Unresolved - no insurer assigned
life · U11
OUTsurance - Underwritten Life
OUTsurance annual financial statements identify a life company as paying the contractual sum assured, in search-index text only.
Insurer
Not assigned. This row is unresolved.
Entities named in the sources
OUTsurance Life Insurance Company Limited Identified in the search-index text of section 3.2.2 of the 2025 annual financial statements as paying the contractual sum assured. Full report retrieval timed out.
Next evidence needed
Inspect the current policy wording and the statutory notice for the life product.
Still to check: Do not assign the holding company or the non-life insurer from a shared website footer. The full report was not inspected, so no insurer is assigned.
What the source says: Section 3.2.2 of the 2025 annual financial statements identifies OUTsurance Life Insurance Company Limited as paying the contractual sum assured, and the legal documents page identifies the life company separately from the non-life insurer and the holding company.
Research check: . Next review due: . Researched by Codex primary-source research. Maintenance owner: unassigned. No archived copy of this source is held, so the live page may have changed since it was read.
This record is past its review date. Check the source yourself before relying on it.
No record on this page matches that text. That is not a finding about the brand or its cover. Check your own policy schedule, and the official sources, instead.
Insurers named in the documented records
This lists only the documented records above, and only the channels those records cover. It is not a complete list of any insurer's distribution partners, and it must not be used as a brand-wide alias table. Follow each row id for the product, the source and the limits that apply.
This first pass deliberately mixes sales channels and explicit underwriting disclosures. It is not a ranking, recommendation, market-share survey or list of every licensed provider. Missing names do not imply unlicensed or unavailable products.
Standalone funeral cover, standalone life cover, credit life attached to an account, and group or scheme cover are different products with different rules. Keep them apart even where one insurer appears under several brands.
To check a provider or an adviser yourself, use the regulators directly.
An ombud participant listing is not proof of a product’s underwriter, and it is not a substitute for licence verification. An FSP number and an insurer licence are different identifiers.
Report a correction
If a record here is wrong, out of date, or names the wrong legal entity for a product you hold documents for, the correction belongs in the register itself.
Corrections are made by editing this project’s source register. There is no monitored correction inbox yet, and no maintenance owner has been assigned, so please do not rely on this page as the authoritative answer about your own cover. The document that decides your position is your policy schedule, and the office that can act on a dispute is your insurer’s complaints department or the relevant ombud.
Research pass completed 29 October 2026; each record carries its own check date and review date above. Review is monthly and manual, and no automated source monitoring is running. A broken link or an overdue review does not prove that a relationship ended.