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FIND THE RIGHT OFFICE

Complaints contacts

Official channels for funeral and life-insurance concerns. Each office decides whether it can handle your complaint.

Start with your insurer or adviser

Use the complaints officer or department listed in your policy documents or the provider’s official website. Keep your complaint reference and written response.

The NFO and FAIS Ombud describe approaching the provider first in their complaint processes.

Find a participating insurer’s official website ↗

The participant directory is a starting point, not a complete register of every insurer’s complaints officer.

Insurer claims and service

National Financial Ombud - Life Insurance Division

For disputes involving participating life insurers, including funeral policies, declined claims, lapses and benefit amounts. Check the NFO’s process and participation requirements.

Phone
0860 800 900
Email enquiries
info@nfosa.co.za
Official sources & contact review

Directory check: . Next check due: . Contact verification is separate from legal review.

Advice and intermediary services

FAIS Ombud

For complaints about advice or intermediary services provided by financial advisers, brokers and other intermediaries. Review the office’s prerequisites before lodging a complaint.

Phone
012 762 5000
Email enquiries
info@faisombud.co.za
Official sources & contact review

Directory check: . Next check due: . Contact verification is separate from legal review.

Regulatory conduct concerns

Financial Sector Conduct Authority

For concerns about regulated firms’ conduct and contraventions. The FSCA says it cannot resolve claim disputes or contractual disagreements; those need the relevant ombud or adjudicator.

Phone
0800 20 3722
Email enquiries
info@fsca.co.za
Official sources & contact review

Directory check: . Next check due: . Contact verification is separate from legal review.

Personal information and access to records

Information Regulator

For personal-information complaints or access-to-records concerns. Use the appropriate complaint channel and forms on the Regulator’s website.

Phone
0800 017 160
Email enquiries
enquiries@inforegulator.org.za
Official sources & contact review

Directory check: . Next check due: . Contact verification is separate from legal review.

Enquiries about the ombud system

Ombud Council

Contact the Council for enquiries about the ombud system, or use its directory to find a financial ombud scheme. This is an enquiry channel; it does not automatically lodge a claim dispute with an ombud.

Phone
087 163 5534
Email enquiries
enquiries@ombudcouncil.org.za
Official sources & contact review

Directory check: . Next check due: . Contact verification is separate from legal review.

This directory covers the main relevant routes, not every complaints official in South Africa. Contact details were checked against the linked official sources on 29 October 2026. This is a directory check, not a legal opinion or confirmation that an office will accept a case. Confirm details on the official site before sending documents.